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We've Been Providing Texans With Their Insurance Needs Since 1989

Get a quote for your insurance needs today with Baxter Insurance Agency, Inc. Our independent insurance agency offers personalized coverage and competitive rates to meet your unique needs.

Customer service is the cornerstone of our agency. Our agents are experienced in tailoring comprehensive insurance plans.

Service Area

Our main service area is Harris, Montgomery, Waller, and Fort Bend Counties. However, we’re not limited to these counties and we write business throughout the State of Texas.

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Insurance Articles

Understanding the ins and outs of Texas life insurance policies is crucial when it comes to protecting your family's future. At Lone Star Life

Securing Your Familys Future With Lone Star Life Insurance

In Texas, picking the right life insurance isn't always straightforward. You've got to think about whether term, whole, or universal policies fit you best.

Top Life Insurance Policies for Texans: A Guide

In Texas, you're in luck because there are some really good, budget-friendly life insurance options available that suit a variety of needs and financial

5 Best Affordable Life Insurance Plans in TX

If you're dealing with water damage in Texas, it's crucial to act fast. Start by taking a good look at the damage and then

Filing Your Water Damage Claim in the Lone Star State

In Texas, it's super important to really get into the details of your water damage coverage and know what your policy limits are. This

Understanding Policy Limits for Water Damage Coverage in TX

In Texas, if you own a business and worry about water wreaking havoc on your property, you should know about commercial property water damage

What Does Commercial Property Water Damage Coverage Entail in TX?

Looking for ways to save on Lone Star Water Coverage? Here's the lowdown on getting those premiums down. First off, if your place is

What Discounts Are Available for Lone Star Water Coverage?

The reason your flood insurance bill is creeping up? It's all thanks to climate change. Here's the scoop: as our planet heats up, we're

Why Climate Change Affects Your Flood Insurance Costs

First off, it's crucial to know whether your house is in an area prone to flooding because your regular home insurance probably won't cover

3 Best Tips for FEMA Insurance in Lone Star State

Our Carriers

Germania Insurance
American Hallmark Insurance
Foremost Insurance
Progressive Insurance
Homeowners Of America
American Modern Insurance
Safeco Insurance
American Risk Insurance
National Flood Insurance
Texas Fair Plan
State Auto Insurance
Chubb Personal Insurance
Travelers Insurance
National General Insurance
UPC Insurance
JC Taylor Insurance

I am a long time client of your firm, and today reinforced why you were recommended you all those years ago…

My husband was in a car accident on Friday. He took today off from work because no one from Germania seemed to be available on the weekend.

Today, he was told that his car was totaled, but not provided more information. I sent a message to Kelley, asking for our policy.

It was literally 6 minutes later that I received a response!

Then when I called to ask questions about what the policy meant, she answered them all and I could see the smile on her face through the phone.

As a manager, I don’t always hear from happy customers – it is mostly complaints. So, I wanted to send a positive note for your day…

Kelley has been our contact for years and I hope that she will be for many more – you have a wonderfully responsive and positive employee that made having an accident seem like it may be a “win”, I still don’t know how she did that…

So thank you for providing guidance and leadership to the team – and now you know that it is paying off.

I may be able to shop around for rates, but why would I do that when I can have Kelley to work through all of the muck and make my life so much easier.

Have a wonderful day!


Assistant Instructional Professor, College of Technology