Peace of Mind is Just a Phone Call Away

We've Been Providing Texans With Their Insurance Needs Since 1989

Get a quote for your insurance needs today with Baxter Insurance Agency, Inc. Our independent insurance agency offers personalized coverage and competitive rates to meet your unique needs.

Customer service is the cornerstone of our agency. Our agents are experienced in tailoring comprehensive insurance plans.

Service Area

Our main service area is Harris, Montgomery, Waller, and Fort Bend Counties. However, we’re not limited to these counties and we write business throughout the State of Texas.

Don't wait! Call us to get started

Our operators are standing by. Click below to call us!

Insurance Articles

Finding the right car insurance can sometimes feel like searching for a needle in a haystack, especially when you’re looking for affordability without compromising

Top 5 Affordable Texas Car Insurance Picks for 2025 đźš—

Driving in Texas is a privilege that comes with significant responsibilities. Chief among them is ensuring you have auto insurance. But with rising premiums

Texas Auto Insurance: What Every Driver Needs to Know

Weather can have a significant impact on your auto insurance rates, and it's important to understand how. For starters, when extreme weather events like

3 Ways Weather Affects Your Auto Insurance Rates

If you're looking to cut down on your auto insurance rates in Texas, there are several effective strategies you can try. First off, paying

7 Auto Insurance Rate-Lowering Tips in Texas

Traffic density in Texas counties significantly impacts insurance rates, especially in busy urban areas like Harris County. When there are more cars on the

Traffic Density Impact on Texas County Insurance Rates

When it comes to auto insurance rates in Houston, your location plays a significant role. Areas with a high population density and heavy traffic

Houston Auto Insurance Rates: Location Impact Guide

Vehicle theft is becoming a serious concern in Texas, particularly in Harris County, where over 15,000 cars were reported stolen in 2022 alone. This

5 Facts: Vehicle Theft Impact on Texas Rates

Your driving record in Houston plays a significant role in determining your insurance premiums. Insurers look at your driving history to gauge how risky

Why Houston Driving Records Impact Insurance Premiums

Flood zones in Texas can have a significant effect on your auto insurance costs. When your vehicle is in a high-risk flood area, the

How Flood Zones Impact Texas Auto Insurance Costs

Our Carriers

Germania Insurance
American Hallmark Insurance
Foremost Insurance
Progressive Insurance
Homeowners Of America
American Modern Insurance
Safeco Insurance
American Risk Insurance
National Flood Insurance
Texas Fair Plan
State Auto Insurance
Chubb Personal Insurance
Travelers Insurance
National General Insurance
AIG
UPC Insurance
JC Taylor Insurance
TAPCO

I am a long time client of your firm, and today reinforced why you were recommended you all those years ago…

My husband was in a car accident on Friday. He took today off from work because no one from Germania seemed to be available on the weekend.

Today, he was told that his car was totaled, but not provided more information. I sent a message to Kelley, asking for our policy.

It was literally 6 minutes later that I received a response!

Then when I called to ask questions about what the policy meant, she answered them all and I could see the smile on her face through the phone.

As a manager, I don’t always hear from happy customers – it is mostly complaints. So, I wanted to send a positive note for your day…

Kelley has been our contact for years and I hope that she will be for many more – you have a wonderfully responsive and positive employee that made having an accident seem like it may be a “win”, I still don’t know how she did that…

So thank you for providing guidance and leadership to the team – and now you know that it is paying off.

I may be able to shop around for rates, but why would I do that when I can have Kelley to work through all of the muck and make my life so much easier.

Have a wonderful day!

JEAN PIERCE

Assistant Instructional Professor, College of Technology